Management Strategy

Medium-Term Management Plan “ALL for the Region”

Hokuhoku Financial Group has launched its Medium-term Management Plan “ALL for the Region”, under which the three years period from April 2019 to March 2022 is designated for development of an efficient and sustainable business model and pursue group synergy effect to contribute to the growth of regional economy. We will remain committed to our key management policies of strengthening marketing capabilities, improving our management efficiency, and strengthening management foundation.


Title ALL for the Region
Period 3 Years (April 2019 ~ March 2022)
Corporate Profile
We contribute to customers and local communities by providing No.1 financial service and solution, and achieve growth and development together with them
Positioning Period during which all employees of the Group evolve in terms of “services closely attracting customers at Face to Face” and “digital financial services pursuing convenience” and will continue to contribute to the local community


 Basic Policies

Contribution to community development

  • Face problems together and work to provide solutions that contribute to the development of the region and customers

Evolution and change to the future

  • Provide financial services that capture technological innovation and changes in needs to meet customer expectations

Exercise the group’s comprehensive strength

  • Strengthen group collaboration and Establish optimum business promotion and management system


Financial Targets
FY2021 Target
Main business profit* Over 22 billion yen
Consolidated net income Over 22 billion yen
Capital Adequacy Ratio Maintain 8% level
OHR Maintain under 70% level

*We calculate main business profit in line with our own standard

Medium-term Management Plan “ALL for the Region”

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